Seven Layer Tex-Mex Dip

Featured in: Home Cooking Basics

This vibrant layered dish showcases seven distinct textures and flavors, blending creamy beans, fresh guacamole, tangy sour cream, and zesty salsa topped by melted cheeses and crisp vegetables. It’s chilled before serving, offering a refreshing and crowd-pleasing centerpiece for any gathering. The blend of classic Tex-Mex ingredients creates a harmonious and flavorful experience without complicated preparation.

Updated on Sat, 10 Jan 2026 13:00:00 GMT
A layered Seven-Layer Dip appetizer with vibrant colors, perfect with crispy tortilla chips for snacking. Save
A layered Seven-Layer Dip appetizer with vibrant colors, perfect with crispy tortilla chips for snacking. | dailyward.com

I made this dip for the first time at a potluck where I showed up empty-handed, panicked, and remembered my neighbor had mentioned seven-layer dip that morning. Three hours later, I was layering beans and guac in her kitchen, and by the end of the night, the dish came home empty with people asking for the recipe. It taught me that sometimes the simplest appetizers, built in neat, colorful strata, become the ones everyone remembers.

A few years later, I brought it to my friend's book club, and someone with a severe dairy sensitivity asked if it could be made with alternatives. I made a second batch using Greek yogurt and cashew cheese, and honestly, it was lighter and just as craveable. That moment taught me that this dip isn't precious about its ingredients—it's flexible enough to welcome everyone to the table.

Ingredients

  • Refried beans: This is your structural foundation, so make sure to drain off excess liquid before seasoning.
  • Taco seasoning: A quick flavor boost that ties the whole dish together without needing to mix individual spices.
  • Ripe avocados: Choose ones that yield slightly to pressure; too hard and they won't mash smoothly, too soft and they'll brown faster.
  • Lime juice: The secret weapon that keeps guac bright and fresh, plus it prevents browning.
  • Sour cream: Creates a creamy contrast to the heavier bean layer and acts as a moisture barrier.
  • Chunky salsa: Drain it well to keep the layers distinct and prevent a watery mess on top.
  • Cheddar and Monterey Jack cheese: The combination gives you both sharpness and creaminess without overwhelming the other flavors.
  • Black olives, lettuce, and green onions: These toppings add freshness, crunch, and color that make the whole dish feel celebratory.

Instructions

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Prepare your beans:
Mix the refried beans with taco seasoning in a medium bowl until well combined. Spread them evenly across the bottom of your dish—don't leave gaps, because this layer holds everything together.
Make the guacamole:
Scoop the avocado flesh into a bowl and mash it with lime juice, salt, red onion, and tomato until you have a chunky, rustic texture. Spread it gently over the beans, and you'll notice how the lime juice keeps it from turning brown.
Layer the sour cream:
Use a spatula or the back of a spoon to spread an even layer of sour cream over the guacamole. Work gently so you don't disturb the layers below.
Add the salsa:
Pour your drained salsa over the sour cream and spread it carefully. If it's too wet, you'll end up with layers bleeding into each other.
Sprinkle the cheese:
Mix your shredded cheddar and Monterey Jack together and distribute them evenly across the salsa layer for consistent flavor in every bite.
Top with olives, lettuce, and green onions:
Add the sliced olives first, then the lettuce, and finish with the green onions. These final touches are what make it look restaurant-quality.
Chill and serve:
Cover the dish and refrigerate for at least an hour before serving. This time in the cold allows the flavors to settle and meld into something even better than it tastes fresh.
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This refreshing Seven-Layer Dip boasts creamy layers and fresh toppings, ready to serve at your next gathering. Save
This refreshing Seven-Layer Dip boasts creamy layers and fresh toppings, ready to serve at your next gathering. | dailyward.com

I'll never forget the Super Bowl Sunday when my sister brought this dip to her in-laws' house for the first time, terrified it wouldn't be good enough. Three hours later, her mother-in-law asked if she could bring it to every family gathering. It's funny how something so simple became a bridge between people who were still learning each other.

Layering for Success

The secret to this dip isn't fancy ingredients or complicated technique—it's respecting the layers and keeping them distinct. When you spread each component deliberately, not rushing to add the next one, the final presentation looks like you studied plating at culinary school. The visual appeal is half the battle; people eat with their eyes first, and a well-layered dip practically glows on a table.

Make-Ahead Strategy

Assemble this dip up to four hours before serving, which means you can spend your party time actually talking to people instead of stress-cooking in the kitchen. The only exception is the green onion garnish—add those right before serving so they stay crisp and bright. If you're making it the night before, hold off on the lettuce and green onions entirely and add them the day of.

Customization and Variations

This is where the recipe becomes yours to play with. I've added pickled jalapeños for a spicy kick, roasted corn for sweetness, and even crumbled chorizo for people who wanted more protein. One friend swears by adding a layer of queso dip between the beans and guac, and honestly, she's not wrong. Your kitchen, your rules—as long as you respect the structural integrity of the layers, you can't really go wrong.

  • Try a layer of fresh cilantro between the salsa and cheese for herbal brightness.
  • Swap half the sour cream for Greek yogurt to lighten it up without losing creaminess.
  • Add crumbled cotija cheese instead of or alongside the cheddar for a more authentic Tex-Mex flavor.
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Enjoy the delicious, chilled Seven-Layer Dip, a Tex-Mex classic with flavorful refried beans and guacamole. Save
Enjoy the delicious, chilled Seven-Layer Dip, a Tex-Mex classic with flavorful refried beans and guacamole. | dailyward.com

Seven-layer dip has a way of disappearing from a table the moment it arrives, and it's not because of complexity or pretense—it's pure, crowd-pleasing comfort. Make it once, and you'll understand why it keeps showing up at every gathering.

Recipe FAQ

What are the main components of this layered dish?

The dish features refried beans seasoned with taco spices, creamy guacamole, sour cream, chunky salsa, shredded cheddar and Monterey Jack cheeses, black olives, shredded lettuce, and green onions.

How should this dish be served for best taste?

It should be chilled for at least one hour before serving to allow flavors to meld and is traditionally paired with crispy tortilla chips.

Can any ingredients be substituted for dietary preferences?

Yes, Greek yogurt can replace sour cream for a lighter option, and certified gluten-free tortilla chips suit gluten-sensitive guests.

What tips help maintain the best texture for this dish?

Draining excess liquid from salsa prevents the layers from becoming watery, preserving distinct textures in each layer.

Are there optional additions to enhance flavor?

Adding pickled jalapeños or diced red bell peppers introduces a spicy or sweet note, enhancing complexity without overpowering.

Seven Layer Tex-Mex Dip

A colorful Tex-Mex layered appetizer featuring beans, guacamole, sour cream, salsa, cheese, and crisp toppings.

Prep Time
20 min
0
Total Duration
20 min
Created by Rosalind Meyer


Skill Level Easy

Cuisine Tex-Mex

Makes 8 Portions

Special Diets Vegetarian

What You Need

Base

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips

How-To

Step 01

Prepare Base Layer: Combine refried beans and taco seasoning in a medium bowl. Spread evenly into the bottom of a 9x13-inch serving dish.

Step 02

Make Guacamole Layer: Mash avocados with lime juice, salt, diced red onion, and diced tomato. Spread this guacamole mixture over the bean layer.

Step 03

Add Sour Cream Layer: Smooth sour cream evenly over the guacamole layer.

Step 04

Apply Salsa Layer: Drain excess liquid from salsa and spread it evenly atop the sour cream without mixing the layers.

Step 05

Layer Cheeses: Sprinkle shredded cheddar and Monterey Jack cheeses evenly over the salsa layer.

Step 06

Add Olive Layer: Scatter sliced black olives on top of the cheese layer.

Step 07

Top with Lettuce and Green Onions: Add shredded iceberg lettuce and chopped green onions evenly over the olives.

Step 08

Chill Before Serving: Cover and refrigerate for at least one hour to meld flavors. Serve chilled with tortilla chips.

Tools Needed

  • 9x13-inch serving dish
  • Mixing bowls
  • Spatula or spoon
  • Knife and cutting board

Allergy Info

Go through every ingredient to spot allergens—talk to a healthcare provider if you're uncertain.
  • Contains dairy from sour cream and cheese
  • Check refried beans for lard to ensure vegetarian suitability
  • Use certified gluten-free tortilla chips for gluten sensitivity

Nutrition Details (each portion)

Use these details as guidance only—they don't replace advice from healthcare professionals.
  • Calories: 260
  • Fats: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g